Michigan Bill Aims to Make All Copays Count Toward Deductible, Out-of-Pocket Max

Legislation unveiled Tuesday aims to prevent insurance companies and pharmacy benefit managers from using “copay accumulator adjuster programs” that exclude copay assistance payments from counting toward the patient’s deductible or out-of-pocket maximum.

Rep. Carrie Rheingans, D-Ann Arbor, said her bill would help chronically ill people afford medicine, including individuals living with rare conditions such as cancer, hemophilia, and arthritis.

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